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In baltimore, I have always been advised that parking lot incidents are identical problem scenarios it doesn't matter what. She called me after the incident as well as named my home range(that I did NOT give her!!! Scary) she got insane that I named the authorities for advice on how to proceed and explained she is planning to go through my insurance to get things resolved. M my problem is, will my insurance rise if she files a claim utilizing my insurqnce information? even though the fix for her little damage couldn't probably cost over 200 bucks? It is thus small like somebody in a body shop can fan it out for possibly less than 100, maybe 50 I'm. It simply baffles me that someone would produce this type of large deal over a damage that's less than an inch when my scores are deeper than hers! 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